Pension Solutions

Life Goals
Products

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- Annuities ��Ӱҵ offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
- Life Insurance Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
- For Institutions Whether you’re looking for a de-risking strategy for your company’s pension plan, want to provide financial security to your retirees, or looking for a strong investing partner, ��Ӱҵ has the solutions and experience to help you succeed.
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- Workforce Benefits ��Ӱҵ is revolutionizing employee benefits by empowering you with a premier, comprehensive, friction-free, digitally native experience.
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About Us

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- About Us Whether you’re protecting your loved ones or growing your assets, you’re highly invested in your financial future. And so are we. When you purchase life and retirement insurance, you’re buying a promise. A promise that today, tomorrow or ten years from now, we’ll be there. For nearly 160 years, we’ve fulfilled that promise. Our clients trust ��Ӱҵ to protect what matters most to them—their families, their businesses, their futures.

Pension Solutions

Wherever you are in the life cycle of your defined benefit plan, ��Ӱҵ can help you achieve your short and long-term goals, even if your plan is under-funded. Our comprehensive solutions can provide a strategically customized program takes into consideration your plan's funded status, employee population, financial obligations, long-term perspective, and much more.

Innovation
Consultative Service
Foundation of Strength

Innovation

Each defined benefit plan sponsor has unique pension solution needs. That's why ��Ӱҵ was the first to offer a comprehensive suite of pension de-risking solutions for defined benefit plans, including Buy-In, Buy-out, and Insured Liability Driven Investing (LDI), a first of its kind alternative to best-efforts LDI strategies.

Consultative Service

Our knowledgeable and collaborative pension solution specialists take the time to listen and help you understand the available strategies so you can determine which can best fit your needs. When you choose ��Ӱҵ, we guide you through each phase of the pension solution process.

Foundation of Strength

For nearly 160 years, ��Ӱҵ has provided financial security through products and services that stand the test of time. Today, we maintain strong financial strength ratings¹ from major independent rating agencies and we are organized under a mutual holding company structure that operates for the benefit of ��Ӱҵ's policyholders and contract owners.

¹Ratings may change. More information and current financial strength ratings can be found on our ��Ӱҵ Ratings��貹��.

��Ӱҵ, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.

��Ӱҵ is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. ��Ӱҵ, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.

��Ӱҵ refers to ��Ӱҵ (Newport Beach, CA) and its affiliates, including ��Ӱҵ & Annuity Company. Insurance products are issued by ��Ӱҵ in all states except New York and in all states by ��Ӱҵ & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

PRC1178-0718H

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