Safeguard My Business

Life Goals
Products

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- Annuities ��Ӱҵ offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
- Life Insurance Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
- For Institutions Whether you’re looking for a de-risking strategy for your company’s pension plan, want to provide financial security to your retirees, or looking for a strong investing partner, ��Ӱҵ has the solutions and experience to help you succeed.
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- Workforce Benefits ��Ӱҵ is revolutionizing employee benefits by empowering you with a premier, comprehensive, friction-free, digitally native experience.
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About Us

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- About Us Whether you’re protecting your loved ones or growing your assets, you’re highly invested in your financial future. And so are we. When you purchase life and retirement insurance, you’re buying a promise. A promise that today, tomorrow or ten years from now, we’ll be there. For nearly 160 years, we’ve fulfilled that promise. Our clients trust ��Ӱҵ to protect what matters most to them—their families, their businesses, their futures.

Sources:
¹ Deloitte, “The holy grail of effective leadership succession planning”
² PwC, “The ‘missing middle’: Bridging the strategy gap in family firms”
³ Conway Center for Family Business America’s Economic Engine
⁴ KWC, "Why Business Owners Don’t Plan for Succession"
⁵ Talexes, "2017 Succession Planning Statistics"
⁶ Investopedia, "Do Small Business Owners Need Financial Advisors?"
⁷ Northwestern Mutual, "Americans with Financial Advisors Are Significantly More Comfortable Balancing Present and Future Financial Goals"

��Ӱҵ is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

��Ӱҵ, its affiliates, their distributors and respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.

��Ӱҵ refers to ��Ӱҵ and its affiliates, including ��Ӱҵ & Annuity Company. Insurance products are issued by ��Ӱҵ in all states except New York and in New York by ��Ӱҵ & Annuity Company. Product/material availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

For federal income tax purposes, life insurance death benefits generally pay income tax-free to beneficiaries pursuant to IRC Sec. 101(a)(1). In certain situations, however, life insurance death benefits may be partially or wholly taxable. Situations include, but are not limited to: the transfer of a life insurance policy for valuable consideration unless the transfer qualifies for an exception under IRC Sec. 101(a)(2)(i.e. the transfer-for-value rule); arrangements that lack an insurable interest based on state law; and an employer-owned policy unless the policy qualifies for an exception under IRC Sec. 101(j).

In order to sell life insurance, a financial professional must be a properly licensed and appointed life insurance producer.

��Ӱҵ is located in Newport Beach, CA.

PL56

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