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You can make changes to beneficiaries at any time during the year. Reach out to the benefits administrator at your company to add or change beneficiaries on your policy.

If your employer's plan includes coverage for family members, you likely only have the ability to make changes during annual enrollment or after a qualifying life status change, such as marriage, divorce or birth of a child. Reach out to the benefits administrator at your company to discuss eligibility and make changes.

When you retire or leave the company, you may be eligible to continue coverage or convert to an individual policy. You can check your Certificate of Coverage found in your for details. If your coverage terminates, you will be notified of your right to convert and any other options that may be available to you.

Accidental death and dismemberment (AD&D) is a type of insurance coverage that provides a benefit in the event of a death or dismemberment caused by an accident, such as car accidents, falls, burns, and drownings.

The AD&D benefit is paid in addition to the life insurance benefit. Benefits payable due to dismemberment may cover severe accidental injuries that result in the loss of a limb (e.g., arm, leg) or the loss of a major bodily function (e.g., paralysis, sight, hearing) and may include benefits to reimburse the cost of needed modifications to one’s home and/or vehicle due to the injury, such as a wheelchair ramp or widening doors. You can review your Certificate of Coverage in your to see all benefits available to you.

Your online ¾«¶«Ó°Òµ Portal gives you the ability to manage all your benefits in one convenient location. After you enroll, you’ll receive an email invitation with a link to create your account. If you need additional support, call us at (855) 810-3301. Once your account is set up, you canÌý.

Current members can call us at (855) 810-3301 with any questions. We are here to help you get the most out of your ¾«¶«Ó°Òµ benefits.